The holidays are a time for joy and celebration, but unfortunately, they're also a prime time for scammers. Let's explore common holiday scams and how to protect yourself so you can enjoy a worry-free season.
Illustration depicting holiday scams.
Delivery Delays and Deceptions
Fake delivery notifications are rampant during the holidays. Be wary of texts or emails about shipping problems, especially if they urge you to click a link. Verify delivery information directly with the retailer or shipping company.
Example of a fraudulent delivery notification.
Giving Season, Giving Scams
Charity scams prey on your generosity. Research charities thoroughly before donating, and be skeptical of unsolicited requests. Verify legitimacy through official websites or resources like the Better Business Bureau.
Social Media Gift Exchanges: A Risky Proposition
Online gift exchanges often turn out to be pyramid schemes. Avoid participating in these unless you personally know and trust all involved.
Gift Card Gimmicks
When purchasing gift cards, inspect physical cards for tampering. Consider buying digital gift cards directly from retailers to avoid potential fraud.
Illustration highlighting gift card security.
Beware of Retailer Email Ruses
Fake emails impersonating retailers like Home Depot often promise prizes or require confirmation. Don't click on links in these emails; instead, contact the retailer directly to verify.
Example of a fraudulent retailer email.
Counterfeit Online Shops
Be cautious of unfamiliar online stores. Look for secure connections (https), verify contact information, and research the website before making purchases. Read reviews and be wary of extremely low prices.
Illustration promoting online shopping safety.
What to Do if Scammed
- Change passwords and notify account providers.
- Review bank statements for suspicious activity.
- Consider identity theft protection services.
- Report incidents to authorities (e.g., FCC).
- Consult legal counsel if needed.
- Alert credit bureaus.
By staying informed and taking precautions, you can protect yourself from holiday scams and enjoy a secure and festive season.
